Macerate the fruit: In a medium bowl, combine pineapple, mango, kiwi, papaya, and banana. Add the zest of half the lime and 1–2 teaspoons of lime juice. Toss gently and set aside for 5 minutes so the flavors mingle.
Sweeten the yogurt: In a separate bowl, stir Greek yogurt with honey or maple syrup (if using), a pinch of sea salt, and the remaining lime zest.
Add 1–2 teaspoons of lime juice for extra tang if you like.
Toast the coconut (optional but recommended): In a dry skillet over medium heat, toast shredded coconut for 2–3 minutes until lightly golden and fragrant. Stir often to avoid burning. Remove from heat.
Assemble the bowl: Add the sweet-tangy yogurt to a serving bowl.
Spoon the fruit mixture over the top.
Finish with crunch: Sprinkle with toasted coconut, chopped nuts, and chia seeds or hemp hearts. Add a few mint leaves and an extra squeeze of lime if you want more brightness.
Serve immediately: Enjoy right away for the best texture and color.